So, last Thursday, I met with my financial adviser. He said that he respected my decision, and that I had the right to go elsewhere if they failed to meet my expectations of ethical and legal behavior. He had drawn up the paperwork, and all I needed to do was sign on the line next to the X. Oh, and the company would charge me a small amount in back-loaded fees if I signed. Slightly more than $11,000 in fees.
I then said that I would give them one last chance to fix their behaviour. It wasn't because of the money, but because he was such a good, trustworthy adviser that I couldn't bear to go to another company. He said he was glad that I was so forgiving, and that I was willing to work with them to help them become a better company.
Now I feel dirty and unclean.